MOU投资教学群
MOU Investment Learning Group

投资不仅仅是资金的投入，而是基于对市场、行业、企业、政策等的理解做出的决策。
Investment is not just about capital allocation; it is a decision-making process based on an understanding of the market, industries, companies, policies, and more.

认知能力高的人，能够看到市场的真实逻辑，理解价值与风险，从而做出正确决策，实现财富增长。
Those with a higher cognitive ability can perceive the true logic of the market, understand value and risk, and make the right decisions to achieve wealth growth.

认知的深度和准确性，最终会体现在投资收益上。
The depth and accuracy of one’s cognition will ultimately be reflected in investment returns.

在市场中，所有投资者的行为都会直接影响他们的资产变化。
In the market, every investor’s actions directly impact their asset changes.

市场是一个公平的机制，不会因为某个人的情绪、主观愿望而改变，它只会按照客观规律运行，投资者只能为自己的决策（即认知水平）承担后果。
The market operates as a fair mechanism—it does not change based on personal emotions or subjective desires. It only follows objective laws, and investors must bear the consequences of their decisions (i.e., their cognitive level).

群内的讨论仅供参考，不构成任何投资建议或指引。
Discussions within the group are for reference only and do not constitute investment advice or guidance.

成员可以自由交流，但最终的投资决策由个人自行判断。
Members are free to communicate and share, but all investment decisions are made at their own discretion.

群内成员基于群里的信息或讨论做出的任何投资决策，都是个人行为，与群主或其他成员无关。
Any investment decision made based on discussions or information within the group is a personal action, unrelated to the group owner or other members.

无论是盈利还是亏损，责任都由投资者自己承担，群主或群成员不会对任何后果负责。
Regardless of profit or loss, all responsibility lies with the investor, and neither the group owner nor group members will be liable for any consequences.

群主或管理员不会调查群友的身份、资质、交易记录、信誉情况等信息。
The group does not conduct due diligence or provide endorsements for either free or paid members. Members should exercise caution when adding friends or engaging in any cooperation.

群主不会为任何群友的言论、投资能力或合作项目提供任何担保，也不保证其真实性和可靠性。
The group owner or administrators do not verify members’ identities, qualifications, trading records, or credibility.

无论是免费加入的群友，还是通过付费加入的群友，都不受额外审核或认证。
Whether joining for free or through a paid membership, no additional screening or certification is conducted.

群友之间如果私下添加好友、交流信息或进行任何形式的合作（如投资、借贷、代操盘、收费荐股等），完全是个人行为，与群主或管理员无关。
If members choose to add friends, share information, or engage in any form of cooperation (such as investments, lending, managed accounts, or paid stock recommendations), it is entirely their personal decision and has no connection to the group owner or administrators.

在与他人建立信任关系或进行资金往来时，应该自行判断风险，避免因轻信他人而造成损失。
When establishing trust or engaging in financial transactions, members should assess risks independently and avoid losses caused by blindly trusting others.